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A document that shows the amount of a loan; where, when, and what repayments must be made; the interest rate; and the cost of borrowing that loan.
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The formal document submitted by a potential Grantee seeking funds. The application is the most complete presentation of the project and is often the basis for the Grant Agreement. See also PRE-APPLICATION and GRANT AGREEMENT.
As determined by each college for its own students, the level of academic achievement expected of a student in order to continue to receive financial aid.
Institutions that buy loans from lenders, usually at a discount. This practice provides more capital for lenders to make additional loans. If a loan is sold, the secondary market is responsible for managing and servicing it. The sale of a loan does not affect the borrower since the terms of the loan remain the same.
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Funds from jobs and from loan programs, such as the Federal Perkins Loan, Federal Stafford and Direct Loans, and Federal Work-Study Program.
The principle that students have an obligation to help pay for a portion of their own education. The expected amount of self-help is usually included in the analysis of a student's resources.
Interest computed only on the original amount of a loan.
When the combination of a student's financial aid package and the family contribution does not cover the costs of attending a particular college, the gap is called the Unmet Need.